At first we started going through the Financial Fitness Program principles loosely and we never recorded any of our results. But, eventually we decided to get completely and fully committed to the Financial Fitness Program and we found that we had $426 a month that the ‘Green Box’ saved us from spending. That monthly savings doesn't even include the amount of money that Alicia and I saved when we switched from eating fast food to actually buying groceries and meal planning at home. That number may be close to $700+ saved monthly, but we haven't crunched those numbers yet. Basically that $426 was wasteful spending outside of our meals. Now we have a testimony that we can share with others!
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge